WHAT WE DO

PLACEMENT OF RISKS

  • Assessing, determining and advising on the Client’s actual Insurance/Reinsurance needs.
  • Assisting in evolving appropriate Schedule of Insurance/Reinsurance for each Policy.
  • Negotiate on behalf of the Client Premium Rates, Policy Terms/Conditions and Warranties considered equitable within current market trend.
  • Presentation of data to Insurers in the form required for Policy underwriting to facilitate issuance of Policy documents.
  • And upon receipt of such Policy Documents from the Insurer, Cross-checking the Figures, Terms, Conditions, Warranties, etc, to eliminate error of any type or sometimes the imposition of certain terms which may vitiate a claim, all such flaws to be effectively rectified before passing on the documents to the Insured.

CONTINUOUS SERVICE AND RISK ASSESSMENT

  • The Broker or Consultant visits the Insured’s premises at regular intervals, observes the operations, employees and equipment with a view to highlighting areas of exposure yet uninsured and other relevant matters.
  • We draw the Client’s attention to new laws or Regulations affecting their Insurances.
  • We monitor Annual Renewals, remind the Client a month in advance, and organize review of existing Insurance arrangements at every Renewal Anniversary.
  • We assist the Client in monitoring on Claims Documentations, and presentations to the Insurers.

CLAIMS

  • We assist and guide Client on Claims Documentations and presentations to the Insurers.
  • We negotiate the basis and figures of settlement and obtain final payment for the Client