Insurance Policies

Aviation Hull

Covers loss of or damage to aircraft while:

• In flight
• Taxying
• On the ground
• Moored

Aviation Liability

Addresses third-party:

• Injury
• Death
• Property damage

including liabilities arising from objects falling from aircraft.

Crew & Passenger Liabilities

Cover is provided in accordance with statutory obligations and applicable international conventions.

Aviation Fueling Liability

Relates to the supply of aviation petroleum products and includes:

• Fueling
• Refueling
• Defueling
• Lubrication

and associated bodily injury/property damage exposures.

Airport Owners / Hangar Keeper's Liability

Addresses liability associated with aircraft and spares stored for safekeeping and property belonging to others.

Other Aviation Covers

• Crew Personal Accident
• Hull War & Allied Perils
• Hull Deductible

Upstream

• Seismic Surveys
• MODUs
• Energy Exploration & Development / EED/OEE
• Control of Well
• Relief Wells
• Re-Drilling Expenses
• Seepage
• Pollution
• Clean-Up
• Contamination Expenses
• Evacuation Expenses

Construction

• Engineering Design
• Project Management
• Procurement
• Fabrication
• Load Out
• Storage
• Towage
• Pipe-Laying
• Hook-Up
• Testing
• Commissioning
• De-Commissioning

Operational

• Umbilicals
• Risers
• Subsea Architecture
• FPSO
• Pipelines
• Oil & Gas in Store
• EED/OEE
• Loss of Production Income
• General Third-Party Liability

Downstream

• Terminals
• Construction/Erection
• Petroleum Refineries
• Petrochemical Plants
• LNG/LPG Complexes
• Gas Treatment Plants
• Retail Outlets
• Power Stations
• Jetties
• Product Storage
• Tank Farms
• Underground Caverns
• Product Pipelines

Contractor's All Risks

Contractor's All Risks provides cover for sudden and unforeseen physical loss or damage to civil contract works.

Causes/perils include:

• Fire
• Lightning
• Explosion
• Flood
• Storm
• Earthquake
• Theft
• Burglary
• Bad workmanship
• Negligence
• Lack of skill or experience
• Malicious acts
• Human error
• Other sudden and unforeseen events

It also addresses third-party:

• Bodily injury
• Illness
• Property liability

Erection All Risks

Erection All Risks provides cover for unforeseen physical loss or damage arising from erection and installation works.

It also includes third-party liability.

Plant All Risks

Includes plant such as:

• Bulldozers
• Tractors
• Scrapers
• Cranes
• Graders
• Loaders
• Crushers
• Compressors
• Pumps

Coverage applies during:

• Work
• Rest
• Maintenance

Machinery Breakdown

Causes include:

• Casting/material defects
• Workshop faults
• Erection faults
• Bad workmanship
• Lack of skill
• Carelessness
• Shortage of water in boilers
• Physical explosion
• Centrifugal force
• Short circuit
• Storm
• Other non-excluded causes

Electronics / Telecommunication Equipment

Provides cover for:

• Physical loss or damage
• External data media
• Increased cost of working

Boiler & Pressure Vessels

Addresses:

• Collapse
• Explosion
• Breakdown
• Statutory inspection requirements

Burglary & House Breaking

Covers contents of lockable premises against violent or forceful breaking or attempted breaking.

Evidence may include:

• Broken windows
• Forced locks

House Owners / House Holders Comprehensive

Provides cover for:

• Fire
• Theft
• Insured special perils

and may apply to:

• Buildings
• Contents

Public Liability

Addresses legal liability to members of the public, excluding employees, for accidental:

• Death
• Bodily injury
• Property damage

arising from employees or operations.

This can extend to Product Liability.

Fire & Special Perils

Includes:

• Fire
• Lightning
• Explosion

Special perils may include:

• Aircraft Damage
• Strike/Riot/Civil Commotion
• Malicious Damage
• Earthquake/Volcanic Eruption
• Storm/Tempest/Flood
• Escape of Water
• Bush Fire
• Impact by Road Vehicle/Animal
• Loss of Rent

Insurable Items

The items identified are:

• Building
• Electrical installations
• Furniture
• Fixtures
• Fittings
• Plant
• Machinery
• Raw stock
• Finished stock
• Personal effects
• Other contents